About Me
Experience and Insights
Throughout his 25-plus years of working with clients and their portfolios, Steve has found the more his clients understand the markets, what they own, and why they own it, the less likely they are to make emotional decisions that may deter them from achieving their long-term goals. He leverages his experience in these areas to help his clients avoid following the herd. Investing should be enjoyable and can be a key element of long-term success when it’s conducted in a rational, common sense manner.
Steve began his investment industry career in 1995 and joined Stifel in 2020. Prior to Stifel, he was a Senior Vice President/Investments at UBS Financial Services and a Vice President/Investments at Morgan Stanley.
Process and Focus
Primarily working with affluent families, high-net-worth individuals, and corporate executives, Steve is committed to delivering the high-touch, proactive service they expect and deserve. During consultations, he will have in-depth conversations to discuss financial situation.
Customized wealth management plans will set the framework for informing and guiding clients as the situation changes throughout their and their family’s lifetime.
For corporate executives, he leverages Stifel’s vast resources to support a full range of retirement planning services, including SEP IRAs, SIMPLE IRAs, 401(k) plans, profit sharing plans, and defined benefit plans, investment banking, lending, and business succession plans.
Stifel’s banking and lending services are provided by Stifel Bank and Stifel Bank & Trust (collectively Stifel Banks). Stifel Bank, Member FDIC, Equal Housing Lender, NMLS# 451163, is affiliated with Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103, and Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp. Unless otherwise specified, references to Stifel may mean Stifel Financial Corp. and/or any of its subsidiaries. Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Banks, are not guaranteed by Stifel Banks, and are subject to investment risk, including possible loss of the principal.
Qualifications and Credentials
Steve earned the CERTIFIED FINANCIAL PLANNER™ certification from the Certified Financial Planner Board of Standards Inc. and is a member of the Long Island Financial Planning Association. The CERTIFIED FINANCIAL PLANNER™ certification identifies those individuals who have met the experience requirements of the CFP® Board, have successfully completed financial planning coursework, and have passed the CFP® Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. CFP® certificates also agree to meet ongoing continuing education requirements.
Steve also obtained the Chartered Financial Analyst® designation, the result of a post-graduate, three-year course of study that provides the tools for an enhanced understanding of complex investment products and services, and is a standing member of the CFA Society of New York.
For clients who choose discretionary advisory services, Steve leverages the Stifel Solutions Program to adapt strategies designed to combine customized investment management with the ability to quickly react to market conditions. To qualify for this, he has met specialized criteria, including sustained tenure in the investment industry, a well-developed investment philosophy and process, and experience in managing portfolios on a discretionary basis.
Steve earned a B.B.A. in Economics from Dowling College and an MBA in Finance from Hofstra University. In addition, he holds Series 3, 7, 24, 31, 63, and 65 securities licenses, as well as life, health, and variable insurance licenses (including annuities and long-term care).
Community Involvement and Personal
Outside the office, Steve is a committed member of American Corporate Partners, which assists U.S. Veterans in their transition from the armed services to the civilian workforce. He also enjoys spending time with family, boating, and classic cars.
The Solutions program requires a minimum investment, which varies by strategy. Ask your Financial Advisor for a Disclosure Brochure, which further outlines the fees, services, exclusions, and disclosures associated with this program. Since all investment decisions in a Solutions account are made by the Financial Advisor without having to receive prior client approval, it is important that Solutions clients have detailed knowledge of the Financial Advisor’s individual investment philosophy and decision-making process before entrusting him or her with their portfolio. You should consider all terms and conditions before deciding whether the Solutions Program and any particular strategy are appropriate for your needs.
